:root{--navy:#071a2d;--navy2:#0b2944;--gold:#c99a45;--bg:#f6f7f9;--text:#17202a;--muted:#66717e;--white:#fff;--line:#e4e8ec}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,Arial,sans-serif;color:var(--text);background:#fff;line-height:1.6}
a{color:inherit}.container{width:min(1160px,92%);margin:auto}.top{background:#051525;color:#cfd8e2;font-size:13px;padding:8px 0}
.top .container{display:flex;justify-content:space-between;gap:20px}.nav{position:sticky;top:0;z-index:10;background:rgba(7,26,45,.97);color:#fff;border-bottom:1px solid rgba(255,255,255,.08)}
.navin{height:76px;display:flex;align-items:center;justify-content:space-between}.brand{font-size:22px;font-weight:800;letter-spacing:.08em;text-decoration:none}.brand span{color:var(--gold)}
.menu{display:flex;gap:28px;align-items:center}.menu a{text-decoration:none;font-size:14px}.btn{display:inline-flex;align-items:center;justify-content:center;padding:14px 22px;border-radius:5px;background:var(--gold);color:#071a2d;text-decoration:none;font-weight:800;border:0;cursor:pointer}
.btn.out{background:transparent;color:#fff;border:1px solid rgba(255,255,255,.4)}.hero{background:linear-gradient(110deg,rgba(5,21,37,.98),rgba(11,41,68,.90));color:#fff;padding:92px 0 84px}
.hero-grid{display:grid;grid-template-columns:1.2fr .8fr;gap:60px;align-items:center}.eyebrow{color:#e0b766;text-transform:uppercase;font-size:13px;font-weight:800;letter-spacing:.14em}
h1{font-size:clamp(38px,5vw,66px);line-height:1.05;margin:14px 0 22px;max-width:850px}h2{font-size:clamp(28px,3.3vw,44px);line-height:1.15;margin:10px 0 18px}
.hero p{font-size:19px;color:#dbe3eb;max-width:720px}.actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:30px}.card-hero{background:#fff;color:var(--text);padding:30px;border-radius:12px;box-shadow:0 25px 60px rgba(0,0,0,.25)}
.card-hero h3{margin-top:0;font-size:24px}.check{padding:0;list-style:none}.check li{padding:10px 0;border-bottom:1px solid var(--line)}.check li:before{content:"✓";color:var(--gold);font-weight:900;margin-right:10px}
.trust{background:#fff;border-bottom:1px solid var(--line)}.trustgrid{display:grid;grid-template-columns:repeat(3,1fr)}.trustitem{padding:25px;text-align:center;border-right:1px solid var(--line)}.trustitem:last-child{border:0}.trustitem strong{display:block;color:var(--navy);font-size:18px}
section{padding:80px 0}.soft{background:var(--bg)}.intro{max-width:760px;margin-bottom:38px}.grid4{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}.service{background:#fff;border:1px solid var(--line);padding:28px;border-radius:8px;box-shadow:0 10px 30px rgba(7,26,45,.05)}
.service b{font-size:20px;color:var(--navy)}.num{font-size:13px;color:var(--gold);font-weight:900;letter-spacing:.1em}.split{display:grid;grid-template-columns:1fr 1fr;gap:60px;align-items:center}
.dark{background:var(--navy);color:#fff}.dark p{color:#cbd5df}.steps{display:grid;gap:14px}.step{display:flex;gap:18px;padding:18px;border:1px solid rgba(255,255,255,.12);border-radius:8px}.step strong{color:#e0b766}
.form{background:#fff;padding:32px;border-radius:10px;color:var(--text)}label{font-size:13px;font-weight:700}input,textarea{width:100%;padding:13px;margin:6px 0 14px;border:1px solid #ccd3da;border-radius:5px;font:inherit}textarea{min-height:120px;resize:vertical}
.notice{font-size:12px;color:var(--muted)}footer{background:#04111e;color:#b9c4cf;padding:48px 0 24px}.foot{display:grid;grid-template-columns:1.2fr 1fr 1fr;gap:35px}footer h4{color:#fff}footer a{color:#d6dee6}.legal{border-top:1px solid rgba(255,255,255,.1);margin-top:35px;padding-top:20px;font-size:12px}
.legalpage{padding:70px 0}.legalpage h1{font-size:42px;color:var(--navy)}.legalpage h2{font-size:25px;margin-top:35px}.alert{padding:14px;background:#fff7e8;border:1px solid #ecd6aa;border-radius:6px}
@media(max-width:850px){.menu a:not(.btn){display:none}.hero-grid,.split,.foot{grid-template-columns:1fr}.grid4{grid-template-columns:1fr 1fr}.trustgrid{grid-template-columns:1fr}.trustitem{border-right:0;border-bottom:1px solid var(--line)}.hero{padding-top:65px}}
@media(max-width:540px){.grid4{grid-template-columns:1fr}.top .container{display:block}.navin{height:68px}.brand{font-size:17px}section{padding:58px 0}}

.pill{display:inline-block;padding:7px 11px;border:1px solid rgba(255,255,255,.18);border-radius:999px;font-size:12px;margin:4px 4px 4px 0}
.context{background:#fff;border-left:4px solid var(--gold);padding:20px 24px;box-shadow:0 8px 28px rgba(7,26,45,.06)}
.stats{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin-top:30px}.stat{padding:22px;background:#0c3151;border-radius:8px}.stat strong{display:block;font-size:25px;color:#e0b766}
@media(max-width:700px){.stats{grid-template-columns:1fr}}